Hi,

My name is Xavier Ferreux, I am a French employee at Jain Credit for 5 months.

My background in Paris was Financial education, experience in banks and credit  companies.

My first impression when I discovered the American credit system, was that I thought that everything  was so complicated and the American citizens were in a “sphere of consumption” where the more credit line you have, the best chances you will have to get a loan and be appreciated by the bankers.

Thanks to my experiences and my knowledges, my approach through the credit market on the US was a little bit suspicious to the lenders, because I knew perfectly how it is easy to exploit the consumers with high interests without giving education on the risks they can encounter.  I knew also in the other hand that I was in a Capitalist Country so exploitation of the people through the credit market could be even worst than I imagined.

Jain credit taught me how to undertake the credit market with a positive approach, helping me to realize that WE can give instruction and WE can also help those people to realize their dreams.

Quickly the credit market appears easier to master and for every problems encounter over the credit market, Jain Credit had concrete solutions to propose.

The “credit world” is already very complex and it will become years after years even more difficult to understand it, that’s why a company like Jain Credit must be your partner!